It is okay to ask for help if you are struggling financially.

It’s really quite frightening for most of us at the moment. Everywhere we look or listen we are reminded about the rising cost of living; the terrible predicaments people are finding themselves in with very little “good news” about how we are going to come out the other side of this financial crisis.

If you are struggling, if you are having sleepless nights about the cost of living, please please do not struggle alone.

There was a time (for some) when admitting that they were having a hard time financially was not something that was discussed, we didn’t discuss it with friends, maybe family but we certainly didn’t ask for help, we felt ashamed that we weren’t coping –

THIS IS NOT THE CASE NOW. DO NOT SUFFER IN SILENCE

If you are finding it hard to manage, if you have got into a tricky situation financially, there are some fantastic organisations that can help and believe me, they are talking to 1000’s of people about this stuff. They do NOT sit in judgement, they do NOT look down their nose at you, they will NOT make you feel like you are failing but they WILL help you find ways to manage your money, repay your debts and in worse case scenarios can act as intermediaries with debt collection companies or at least advise you on how to deal with them yourself.

Some useful numbers/websites below

Citizens Advice

<www.citizensadvice.org.uk

National Debtline – GOV.UK

www.nationaldebtline.org

Telephone: 0808 808 4000
Fax: 0121 410 6230
Monday to Friday, 9am to 8pm
Saturday, 9:30am to 1pm

StepChange Debt Charity

www.stepchange.org

I will be looking at some practical money saving tips on both my Facebook page and on Instagram – let’s face it, everything helps right now! I will also be adding some money saving work sheets to my website, just go to my shop

There is absolutely no shame in asking for help, far better to do that than to add to your stress and anxiety long term by ignoring the situation.